Eligibility Criteria :-
The eligible groups under this plan are
. Employer-Employee
. Borrower-lender
. Associations (Professional Bodies)
. Other recognized groups having some common objective but not buying Insurance.
An individual can be insured under this policy till normal retirement age or age 65yrs which ever is later.
Choose your own benefit :-
You have the flexibility of choosing the Cover under this policy either from uniform cover, graded cover or in multiples of the salary in case of employees.
For a healthy life:-
Due to a fast paced lifestyle and the accompanying stress, the danger of contracting various ailments cannot be ruled out. That is precisely why we give additional benefit of covering the risk of any financial loss from various diseases that may be incurred during the life span of the member.
In case any member is diagnosed of a covered ailment and survives for a minimum of 30 days after the diagnosis by a competent medical authority, the benefit of the cover value is payable to the member keeping his benefits under the basic life cover intact.
The benefit can be availed at a small additional increase in premium in the form of Critical Illness Rider (CI 4), which covers, 4 major illnesses as under,
1) Heart attack
2) Stroke
3) Cancer
4) Surgery to Coronary Arteries
Or Critical Illness Plus (CI 13), which covers 13 illnesses as under,
1) Heart attack
2) Stroke
3) Cancer
4) Surgery to Coronary Arteries
5) Kidney Failure (End Stage)
6) Aorta (Surgery of Aorta)
7) Heart Valve Surgery
Major Organ Transplantation
9) Paralysis
10) Alzheimer’s Disease before 60yrs
11) Benign Brain Tumour
12) Deafness (Loss of Hearing)
13) Parkinson’s Disease before age 60
