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The rider will not be payable if death or dismemberment results from or is accelerated by:
Suicide or self inflicted injury, whether the life insured is medically sane or insane.
War, terrorism, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, martial law, rebellion, revolution, insurrection, military or usurped power, riot or civil commotion. War means any war whether declared or not.
Service in the armed forces, or any police organisation, of any country at war or service in any force of an international body.
Committing an assault, a criminal offence, an illegal activity or any breach of law.
Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a licensed doctor other than the owner of this policy or the life insured.
Inhaling any gas or fumes, accidentally or otherwise, except accidentally in course of duty.
Body or mental infirmity or any disease.
Participation in aviation other than as a fare-paying passenger in an aircraft which is authorised by the relevant regulations to carry passengers between established aerodromes.
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